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Bank of Canada Cuts Policy Rate By 25 BPs
We expect the BoC to continue cutting the policy rate in 25-bps increments until it reaches 2.5% this Spring, triggering continued strengthe

Alisa Aragon-Lloyd
Jan 294 min read


Another Refinance Program for Secondary Suites
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, December 2, 2024 The federal government has introduced another...

Alisa Aragon-Lloyd
Dec 5, 20242 min read


Renewing your mortgage is going to get easier
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 4, 2024 As of Nov. 21, the landscape for homeowners is...

Alisa Aragon-Lloyd
Nov 6, 20243 min read


Jumbo Rate Cut by the Bank of Canada - Bank of Canada Cuts Policy Rate by 50 BPS -
After three consecutive 25 bp rate cuts, the BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to...

Alisa Aragon-Lloyd
Oct 23, 20242 min read


Factors that can jeopardize your mortgage approval
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, September 16, 2024 Being approved for a mortgage is about more than...

Alisa Aragon-Lloyd
Sep 20, 20243 min read


The topmost frequently asked questions by homebuyers
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, August 26, 2024 What’s the best rate I can get? Your credit score...

Alisa Aragon-Lloyd
Aug 28, 20244 min read


Mortgage and title fraud: How does it happen and what can you do to protect yourself?
With the amount of information shared on the internet and social media, identity theft and Ponzi schemes are happening regularly.

Alisa Aragon-Lloyd
Apr 30, 20245 min read


Amortization Options
Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of...

Alisa Aragon-Lloyd
Apr 4, 20242 min read


The B.C. property assessment versus market value: What is the true value of your home?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, January 23, 2024 The price value indicated on your B.C. property...

Alisa Aragon-Lloyd
Jan 25, 20243 min read


Escrow and What You Need to Know
Let’s talk about escrow! While this arrangement may not necessarily impact your mortgage, it can be helpful to understand should anything...

Alisa Aragon-Lloyd
Jan 9, 20242 min read


Mortgage Renewal Benefits
Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we...

Alisa Aragon-Lloyd
Jan 3, 20242 min read


Mortgage default insurance: What is it and why do you need it?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 30th , 2023 Mortgage default insurance is commonly referred...

Alisa Aragon-Lloyd
Dec 6, 20233 min read


Choosing Your Ideal Payment Frequency
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated...

Alisa Aragon-Lloyd
Aug 30, 20233 min read


Introducing the tax-free first-home savings account
Canada's new tax-free first-home savings account

Alisa Aragon-Lloyd
Jul 12, 20233 min read


What is the role of a mortgage broker?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, February 11, 2023 When you are buying your first home and getting...

Alisa Aragon-Lloyd
Jul 5, 20233 min read


Beware of mortgage and title fraud
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, May 9, 2023 Nowadays, with the amount of information shared on the...

Alisa Aragon-Lloyd
May 9, 20235 min read


Mortgage Default Insurance - What is it and when do you need it?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, March 26, 2023 Mortgage default insurance is commonly referred to as...

Alisa Aragon-Lloyd
Apr 10, 20233 min read


Shop around and save money when renewing your mortgage
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, February 14, 2023 While most Canadians spend a lot of time and...

Alisa Aragon-Lloyd
Mar 6, 20232 min read


Reverse Mortgages
By Alisa Aragon-Lloyd, as seen in "Reno + Decor" magazine - Vancouver Edition - Feb/Mar 2023 Perhaps you or a friend or family member...

Alisa Aragon-Lloyd
Feb 14, 20234 min read


A Portability Option in Your Mortgage: What is it and is it important?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, October 1, 2022 Selling your current home and moving into a new one...
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Oct 25, 20222 min read
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