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Fraud awareness month: Don’t get caught in these real estate and mortgage scams
Fraud Awareness Month is a reminder, not a warning bell. With the right safeguards in place, transparent documentation, licensed professionals, disciplined credit monitoring and informed decision-making, you dramatically reduce your exposure.

Alisa Aragon-Lloyd
Mar 304 min read


Mortgage and Market Insights
Global markets have been shaken by renewed conflict in the Middle East.

Alisa Aragon-Lloyd
Mar 183 min read


Mortgages: What today’s smart buyers and homeowners are thinking
As we move into 2026, the most successful borrowers aren’t the ones who predict rates perfectly; they are people who stop reacting emotionally and start thinking strategically.

Alisa Aragon-Lloyd
Feb 44 min read


Mortgages and Market Insights
the outcome of CUSMA negotiations will influence inflation, economic growth, and ultimately the direction of inter

Alisa Aragon-Lloyd
Feb 33 min read


Mortgage and Market Insights
Canada’s latest economic releases sparked quite a reaction first from analysts, then from bond markets, and now from lenders.

Alisa Aragon-Lloyd
Dec 12, 20254 min read


Bank of Canada Cuts Policy Rate By 25 BPs
We expect the BoC to continue cutting the policy rate in 25-bps increments until it reaches 2.5% this Spring, triggering continued strengthe

Alisa Aragon-Lloyd
Jan 29, 20254 min read


Another Refinance Program for Secondary Suites
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, December 2, 2024 The federal government has introduced another...

Alisa Aragon-Lloyd
Dec 5, 20242 min read


Renewing your mortgage is going to get easier
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 4, 2024 As of Nov. 21, the landscape for homeowners is...

Alisa Aragon-Lloyd
Nov 6, 20243 min read


Jumbo Rate Cut by the Bank of Canada - Bank of Canada Cuts Policy Rate by 50 BPS -
After three consecutive 25 bp rate cuts, the BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to...

Alisa Aragon-Lloyd
Oct 23, 20242 min read


Factors that can jeopardize your mortgage approval
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, September 16, 2024 Being approved for a mortgage is about more than...

Alisa Aragon-Lloyd
Sep 20, 20243 min read


The topmost frequently asked questions by homebuyers
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, August 26, 2024 What’s the best rate I can get? Your credit score...

Alisa Aragon-Lloyd
Aug 28, 20244 min read


Mortgage and title fraud: How does it happen and what can you do to protect yourself?
With the amount of information shared on the internet and social media, identity theft and Ponzi schemes are happening regularly.

Alisa Aragon-Lloyd
Apr 30, 20245 min read


Amortization Options
Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of...

Alisa Aragon-Lloyd
Apr 4, 20242 min read


The B.C. property assessment versus market value: What is the true value of your home?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, January 23, 2024 The price value indicated on your B.C. property...

Alisa Aragon-Lloyd
Jan 25, 20243 min read


Escrow and What You Need to Know
Let’s talk about escrow! While this arrangement may not necessarily impact your mortgage, it can be helpful to understand should anything...

Alisa Aragon-Lloyd
Jan 9, 20242 min read


Mortgage Renewal Benefits
Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we...

Alisa Aragon-Lloyd
Jan 3, 20242 min read


Mortgage default insurance: What is it and why do you need it?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 30th , 2023 Mortgage default insurance is commonly referred...

Alisa Aragon-Lloyd
Dec 6, 20233 min read


Choosing Your Ideal Payment Frequency
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated...

Alisa Aragon-Lloyd
Aug 30, 20233 min read


Introducing the tax-free first-home savings account
Canada's new tax-free first-home savings account

Alisa Aragon-Lloyd
Jul 12, 20233 min read


What is the role of a mortgage broker?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, February 11, 2023 When you are buying your first home and getting...

Alisa Aragon-Lloyd
Jul 5, 20233 min read
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