By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, June 23, 2026 Retirement is supposed to be about enjoying the life you’ve spent decades building. For some, that means travelling more. For others, it’s spending time with grandchildren, pursuing hobbies, renovating the home they love, or simply having peace of mind that comes from knowing they have financial flexibility. Yet many Canadians entering retirement face an unexpected challenge: They have wealth,

As we approach the halfway mark of 2026, one word continues to define both the mortgage and real estate markets: hesitation. Many buyers, sellers, and investors are waiting for greater clarity before making their next move. And honestly, it's understandable. There are several significant issues still working their way through the economy: Ongoing tariff uncertainty Elevated oil prices Interest rates that appear to be near their low point CUSMA negotiations between Canada, the

By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, May 27, 2026 How to buy before you sell In real estate, timing has a way of controlling emotion. You find the right home — the one that fits your family, your future, your lifestyle and suddenly everything revolves around dates. Offer dates. Completion dates. Possession dates. Meanwhile, your current home is being cleaned, staged, shown to buyers and negotiated at the very same time. Sometimes, those timelin

Fraud Awareness Month is a reminder, not a warning bell. With the right safeguards in place, transparent documentation, licensed professionals, disciplined credit monitoring and informed decision-making, you dramatically reduce your exposure.

Global markets have been shaken by renewed conflict in the Middle East.

As we move into 2026, the most successful borrowers aren’t the ones who predict rates perfectly; they are people who stop reacting emotionally and start thinking strategically.

the outcome of CUSMA negotiations will influence inflation, economic growth, and ultimately the direction of inter

Canada’s latest economic releases sparked quite a reaction first from analysts, then from bond markets, and now from lenders.

The Bank of Canada has cut rates again 0.25%, bringing the prime rate to 4.45%. Sounds good, but markets are still unpredictable: inflation is stubborn at 3%, housing markets keep starting and stopping, and interest rates are undecided. Many Canadians feel stuck: working harder, earning less, and trying to stretch every dollar. Some of this is adjusting from the “free money” era of COVID, and some comes from deeper economic challenges. Even so, Canadians keep going. Market sn

The Bank of Canada has cut rates again 0.25%, bringing the prime rate to 4.45%. Sounds good, but markets are still unpredictable: inflation is stubborn at 3%, housing markets keep starting and stopping, and interest rates are undecided. Many Canadians feel stuck: working harder, earning less, and trying to stretch every dollar. Some of this is adjusting from the “free money” era of COVID, and some comes from deeper economic challenges. Even so, Canadians keep going. Market sn

The Bank of Canada just cut its policy rate to 2.50%—the third cut this year. Canada’s major banks and lenders immediately followed, dropping their prime rate from 4.95% to 4.70%. For anyone in BC’s housing market, this is big news. Whether you are buying, refinancing, or investing, lower rates mean more savings, more options, and more opportunity. Homeowners: Save on Your Mortgage Now Adjustable-rate mortgages: your monthly payment just went down (roughly $15 per month per $

We expect the BoC to continue cutting the policy rate in 25-bps increments until it reaches 2.5% this Spring, triggering continued strengthe

By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, December 2, 2024 The federal government has introduced another...

By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 4, 2024 As of Nov. 21, the landscape for homeowners is...

After three consecutive 25 bp rate cuts, the BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to...

By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, September 16, 2024 Being approved for a mortgage is about more than...

By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, August 26, 2024 What’s the best rate I can get? Your credit score...

With the amount of information shared on the internet and social media, identity theft and Ponzi schemes are happening regularly.

Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of...

By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, January 23, 2024 The price value indicated on your B.C. property...