top of page

Search


Mortgage and Market Insights
Global markets have been shaken by renewed conflict in the Middle East.

Alisa Aragon-Lloyd
Mar 183 min read


Mortgages: What today’s smart buyers and homeowners are thinking
As we move into 2026, the most successful borrowers aren’t the ones who predict rates perfectly; they are people who stop reacting emotionally and start thinking strategically.

Alisa Aragon-Lloyd
Feb 44 min read


Mortgages and Market Insights
the outcome of CUSMA negotiations will influence inflation, economic growth, and ultimately the direction of inter

Alisa Aragon-Lloyd
Feb 33 min read


Mortgage and Market Insights
Canada’s latest economic releases sparked quite a reaction first from analysts, then from bond markets, and now from lenders.

Alisa Aragon-Lloyd
Dec 12, 20254 min read


BANK OF CANADA CUTS RATES - Save Thousands on Your Mortgage
The Bank of Canada just cut its policy rate to 2.50%—the third cut this year. Canada’s major banks and lenders immediately followed, dropping their prime rate from 4.95% to 4.70%. For anyone in BC’s housing market, this is big news. Whether you are buying, refinancing, or investing, lower rates mean more savings, more options, and more opportunity. Homeowners: Save on Your Mortgage Now Adjustable-rate mortgages: your monthly payment just went down (roughly $15 per month per $

Alisa Aragon-Lloyd
Sep 25, 20251 min read


Bank of Canada Cuts Policy Rate By 25 BPs
We expect the BoC to continue cutting the policy rate in 25-bps increments until it reaches 2.5% this Spring, triggering continued strengthe

Alisa Aragon-Lloyd
Jan 29, 20254 min read


Good News On The Inflation Front
The Consumer Price Index (CPI) rose 1.9% year-over-year (y/y) in November, down from a 2.0% increase in October. Slower price growth was...

Alisa Aragon-Lloyd
Dec 19, 20242 min read


The Surge In Canadian Unemployment Keeps Another Jumbo Rate Cut In Play In December
The BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to 3.25%. The market had priced in nearly 90%...

Alisa Aragon-Lloyd
Dec 11, 20242 min read


October Inflation Rose to 2.0% As Gasoline Price Declines Were More Muted
The Consumer Price Index (CPI) rose 2.0% year-over-year in October, up from a 1.6% increase in September. Gasoline prices fell to a...

Alisa Aragon-Lloyd
Nov 19, 20243 min read


Jumbo Rate Cut by the Bank of Canada - Bank of Canada Cuts Policy Rate by 50 BPS -
After three consecutive 25 bp rate cuts, the BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to...

Alisa Aragon-Lloyd
Oct 23, 20242 min read


More Good News On The Canadian Inflation Front
The Consumer Price Index (CPI) rose 2.0% year over year in August, the slowest pace since February 2021, and down from a 2.5% gain in...

Alisa Aragon-Lloyd
Sep 17, 20242 min read


Bank of Canada Cuts Policy Rate By 25 bps to 4.25%
Bank of Canada Cuts Rates Another Quarter Point Today, the Bank of Canada cut the overnight policy rate by another 25 basis points to...

Alisa Aragon-Lloyd
Sep 4, 20244 min read


Early Signs Of Renewed Life In June Housing Markets
Canada’s housing numbers did perk up a bit on a month-over-month basis in June following the first Bank of Canada rate cut.

Alisa Aragon-Lloyd
Jul 12, 20243 min read
bottom of page