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Alisa Aragon-Lloyd
5 days ago2 min read
The benefits of rate holds
Getting pre-approved doesn’t commit you to a single lender, but it does guarantee the rate offered to you will be locked in from 90 to ...

Alisa Aragon-Lloyd
Jan 294 min read
Bank of Canada Cuts Policy Rate By 25 BPs
We expect the BoC to continue cutting the policy rate in 25-bps increments until it reaches 2.5% this Spring, triggering continued strengthe

Alisa Aragon-Lloyd
Jan 223 min read
Positive News On The Inflation Front
The Consumer Price Index (CPI) increased by 1.8% year-over-year in December, a slight decrease from the 1.9% rise in November. The main...


Alisa Aragon-Lloyd
Jan 2211 min read
The Impact of Tariffs on Canadian Housing Markets
Today is President Trump's inauguration day in the US, and contrary to earlier threats, officials have announced that he will not impose...

Alisa Aragon-Lloyd
Dec 19, 20242 min read
Good News On The Inflation Front
The Consumer Price Index (CPI) rose 1.9% year-over-year (y/y) in November, down from a 2.0% increase in October. Slower price growth was...

Alisa Aragon-Lloyd
Dec 11, 20242 min read
The Surge In Canadian Unemployment Keeps Another Jumbo Rate Cut In Play In December
The BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to 3.25%. The market had priced in nearly 90%...

Alisa Aragon-Lloyd
Dec 5, 20242 min read
Another Refinance Program for Secondary Suites
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, December 2, 2024 The federal government has introduced another...

Alisa Aragon-Lloyd
Nov 19, 20243 min read
October Inflation Rose to 2.0% As Gasoline Price Declines Were More Muted
The Consumer Price Index (CPI) rose 2.0% year-over-year in October, up from a 1.6% increase in September. Gasoline prices fell to a...

Alisa Aragon-Lloyd
Nov 6, 20243 min read
Renewing your mortgage is going to get easier
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 4, 2024 As of Nov. 21, the landscape for homeowners is...

Alisa Aragon-Lloyd
Oct 23, 20242 min read
Jumbo Rate Cut by the Bank of Canada - Bank of Canada Cuts Policy Rate by 50 BPS -
After three consecutive 25 bp rate cuts, the BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to...

Alisa Aragon-Lloyd
Oct 8, 20243 min read
New Federal Mortgage Rules Set to Boost Homeownership Affordability
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, October 7, 2024 In a bid to open access and tackle the housing...


Alisa Aragon-Lloyd
Sep 20, 20243 min read
Factors that can jeopardize your mortgage approval
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, September 16, 2024 Being approved for a mortgage is about more than...

Alisa Aragon-Lloyd
Sep 17, 20242 min read
More Good News On The Canadian Inflation Front
The Consumer Price Index (CPI) rose 2.0% year over year in August, the slowest pace since February 2021, and down from a 2.5% gain in...

Alisa Aragon-Lloyd
Sep 4, 20244 min read
Bank of Canada Cuts Policy Rate By 25 bps to 4.25%
Bank of Canada Cuts Rates Another Quarter Point Today, the Bank of Canada cut the overnight policy rate by another 25 basis points to...


Alisa Aragon-Lloyd
Aug 28, 20244 min read
The topmost frequently asked questions by homebuyers
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, August 26, 2024 What’s the best rate I can get? Your credit score...

Alisa Aragon-Lloyd
Aug 13, 20243 min read
Weaker-Than-Expected July Jobs Report Keeps BoC Rate Cuts In-Play
Canadian employment data, released today by Statistics Canada, showed a continued slowdown, which historically would have been a...


Alisa Aragon-Lloyd
Aug 9, 20243 min read
The difference between a variable and an adjustable-rate mortgage
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, June 28, 2024 The Bank of Canada lowered their overnight lending...


Alisa Aragon-Lloyd
Jul 26, 20243 min read
Closing costs to consider when buying a property
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, July 23, 2024 Closing costs are one-time expenses associated with...

Alisa Aragon-Lloyd
Jul 26, 20243 min read
June Home Sales in Canada Show Early Signs Of A Pick-Up After BoC Easing
The Canadian Real Estate Association (CREA) announced today that national home sales rose 3.7% between May and June following the Bank of...

Alisa Aragon-Lloyd
Jul 17, 20242 min read
Canadian Inflation Fell in June, Setting the Stage For BoC Rate Cut
Inflation unexpectedly slipped 0.1% (not seasonally adjusted) in June, following a 0.6% increase in May. This was the first decline in...
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