Mortgage default insurance: What is it and why do you need it?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 30th , 2023 Mortgage default insurance is commonly referred...
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Alisa Aragon-Lloyd
- 5 days ago
- 2 min
The Bank of Canada Held Rates Steady and Took A More Neutral Tone
It was widely expected that the Bank of Canada would maintain its key policy rate at 5% for the third consecutive time. It will continue...
Alisa Aragon-Lloyd
- Nov 22
- 4 min
Steps to oversee and maintain your credit score
Maintaining your credit score
Alisa Aragon-Lloyd
- Nov 21
- 3 min
Good News On the Inflation Front Suggests Policy Rates Have Peaked
Today's inflation report showed a continued improvement mainly due to falling year-over-year (y/y) gasoline prices.
Alisa Aragon-Lloyd
- Nov 1
- 4 min
Hawkish Hold By The Bank of Canada
The Bank of Canada today held its target for the overnight rate at 5%, as was widely expected. The central bank continues to normalize...
Alisa Aragon-Lloyd
- Oct 23
- 3 min
Generate extra income by leveraging your home
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, October 21, 2023 Real estate is a big investment, but remember, it...
Alisa Aragon-Lloyd
- Oct 19
- 3 min
Good News On the Inflation Front Suggests Policy Rates Have Peaked
Today's inflation report for September was considerably better than expected, ending the three-month rise in inflation. Not only did the...
Alisa Aragon-Lloyd
- Oct 5
- 3 min
August Inflation Hotter Than Expected
Canada's inflation rate accelerated more than expected for the second consecutive month, mainly driven by higher gasoline prices. This...
Alisa Aragon-Lloyd
- Sep 21
- 3 min
Avoiding a Fall Financial Storm
A July 7 report from Statistics Canada on the financial state of Canadians says that, “Middle-income earners were affected most by...
Alisa Aragon-Lloyd
- Sep 14
- 2 min
The True Cost of Downsizing
Many Canadians consider downsizing during their retirement years. Once their children have left the nest, the choice seems obvious:...
michellefinancingp
- Sep 12
- 2 min
August Jobs Report Beat Expectations
Following a marked decline in employment in July, Statistics Canada reported a gain of 40,000 net new jobs in August. Hiring increased in...
Alisa Aragon-Lloyd
- Sep 6
- 2 min
Rate Hikes Off The Table
The Canadian economy weakened surprisingly more in the second quarter than the market and the Bank of Canada expected. Real GDP edged...
Alisa Aragon-Lloyd
- Aug 31
- 2 min
How to Talk to Your Kids about Finances
Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial...
Alisa Aragon-Lloyd
- Aug 30
- 3 min
Choosing Your Ideal Payment Frequency
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated...
Alisa Aragon-Lloyd
- Aug 21
- 3 min
It’s Time to Crush Your Credit Card Blues
Although credit card interest rates have not been affected by the recent surge in the prime lending rate, the fact remains that credit...
Alisa Aragon-Lloyd
- Aug 17
- 2 min
Inflation Rose to 3.3%, but Core Inflation Improved
The Consumer Price Index (CPI) rose 3.3% y/y in July, up from a 2.8% rise in June. The acceleration in headline inflation was widely...
Alisa Aragon-Lloyd
- Jul 25
- 3 min
Interest Rates Will Stay Higher For Longer
The Bank of Canada increased the overnight policy rate by 25 basis points this morning to 5.0%, its highest level since March 2001. Never...
Alisa Aragon-Lloyd
- Jul 12
- 3 min
Introducing the tax-free first-home savings account
Canada's new tax-free first-home savings account
Alisa Aragon-Lloyd
- Jul 6
- 3 min
The Midway Point - a perfect time for a financial check up -
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, June 3, 2023 As we come into July and the midway point of the year,...
Alisa Aragon-Lloyd
- Jul 5
- 3 min
What is the role of a mortgage broker?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, February 11, 2023 When you are buying your first home and getting...
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