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Bank of Canada Cuts Policy Rate By 25 BPs
We expect the BoC to continue cutting the policy rate in 25-bps increments until it reaches 2.5% this Spring, triggering continued strengthe

Alisa Aragon-Lloyd
Jan 294 min read
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Positive News On The Inflation Front
The Consumer Price Index (CPI) increased by 1.8% year-over-year in December, a slight decrease from the 1.9% rise in November. The main...

Alisa Aragon-Lloyd
Jan 223 min read
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The Impact of Tariffs on Canadian Housing Markets
Today is President Trump's inauguration day in the US, and contrary to earlier threats, officials have announced that he will not impose...

Alisa Aragon-Lloyd
Jan 2211 min read
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The Surge In Canadian Unemployment Keeps Another Jumbo Rate Cut In Play In December
The BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to 3.25%. The market had priced in nearly 90%...

Alisa Aragon-Lloyd
Dec 11, 20242 min read
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Another Refinance Program for Secondary Suites
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, December 2, 2024 The federal government has introduced another...

Alisa Aragon-Lloyd
Dec 5, 20242 min read
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Renewing your mortgage is going to get easier
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 4, 2024 As of Nov. 21, the landscape for homeowners is...

Alisa Aragon-Lloyd
Nov 6, 20243 min read
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Factors that can jeopardize your mortgage approval
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, September 16, 2024 Being approved for a mortgage is about more than...

Alisa Aragon-Lloyd
Sep 20, 20243 min read
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More Good News On The Canadian Inflation Front
The Consumer Price Index (CPI) rose 2.0% year over year in August, the slowest pace since February 2021, and down from a 2.5% gain in...

Alisa Aragon-Lloyd
Sep 17, 20242 min read
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The topmost frequently asked questions by homebuyers
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, August 26, 2024 What’s the best rate I can get? Your credit score...

Alisa Aragon-Lloyd
Aug 28, 20244 min read
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Closing costs to consider when buying a property
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, July 23, 2024 Closing costs are one-time expenses associated with...

Alisa Aragon-Lloyd
Jul 26, 20243 min read
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What are the down payment options when buying a home?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, July 6, 2024 One of the biggest hurdles in buying a home these days...

Alisa Aragon-Lloyd
Jul 9, 20243 min read
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Is now the time to buy a house?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, June 18, 2024 If you are like most people who either have a mortgage...

Alisa Aragon-Lloyd
Jun 20, 20244 min read
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The 2024 federal budget: How it affects the mortgage and housing market
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, May 14, 2024 The 2024 federal budget, announced on April 16 by...

Alisa Aragon-Lloyd
May 17, 20242 min read
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Mortgage and title fraud: How does it happen and what can you do to protect yourself?
With the amount of information shared on the internet and social media, identity theft and Ponzi schemes are happening regularly.

Alisa Aragon-Lloyd
Apr 30, 20245 min read
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Amortization Options
Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of...

Alisa Aragon-Lloyd
Apr 4, 20242 min read
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Retirement and wealth creation: Invest in real estate
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, March 20, 2024 Investing is a fundamental aspect of building wealth...

Alisa Aragon-Lloyd
Apr 3, 20243 min read
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Use your tax return to your benefit
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, March 5, 2024 We are in tax season and many people have already...

Alisa Aragon-Lloyd
Mar 21, 20243 min read
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Have peace of mind: Review your finances
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, February 21, 2024 With higher interest rates, inflation, rising...

Alisa Aragon-Lloyd
Mar 7, 20243 min read
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Unlock your financial success: The power of reviewing your budget
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, January 9,, 2024 With higher interest rates, inflation, rising...

Alisa Aragon-Lloyd
Jan 12, 20244 min read
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Escrow and What You Need to Know
Let’s talk about escrow! While this arrangement may not necessarily impact your mortgage, it can be helpful to understand should anything...

Alisa Aragon-Lloyd
Jan 9, 20242 min read
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