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What You Need to Know Before you Buy
Spring is one of the busiest seasons for retail activity as the good weather gives people lots of time for decluttering, showing the...

Alisa Aragon-Lloyd
Apr 30, 20203 min read
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Home Sales and Listings Plunge in March as the Bank of Canada Steps Up Economic Support
Housing Market Another Victim of the Virus Data released this morning from the Canadian Real Estate Association (CREA) showed national...

Alisa Aragon-Lloyd
Apr 24, 20204 min read
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Bank of Canada Puts The Economy on Life Support
On the heels of a devastating decline in the Canadian economy, the Bank of Canada is taking unprecedented actions. With record job...

Alisa Aragon-Lloyd
Apr 16, 20204 min read
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To defer or not to defer
With Canada’s major Mortgage Finance Companies (MFC’s) and all six big banks offering mortgage deferrals of up to 6 months, as well as...

Alisa Aragon-Lloyd
Apr 10, 20202 min read
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Interest rates on new mortgages increasing, despite Bank of Canada rate drop
With the Bank of Canada dropping its overnight rate by a full percentage point this month in response to the COVID-19 pandemic, it would...

Alisa Aragon-Lloyd
Mar 25, 20203 min read
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10 Spring Cleaning Tips
10 Spring Cleaning Tips Create a Playlist Everything – including Spring cleaning – is more fun with a great playlist! Not only is music...

Alisa Aragon-Lloyd
Mar 23, 20203 min read
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Stock and Bond Yields Plummet After Sunday Fed Cut
Fed Cuts Overnight Rate One Percentage Point But Markets Plummet In an unprecedented Sunday afternoon meeting, the US Federal Reserve cut...

Alisa Aragon-Lloyd
Mar 16, 20205 min read
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How Much Home Can I Afford With My Income?
How much can you afford more precisely? The shortest answer to that question is: it depends on a number of factors. The most important...

Alisa Aragon-Lloyd
Mar 12, 20201 min read
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Federal Emergency 50 BP Rate Cut
The Fed Brings Out The Big Guns In a remarkable show of force, the US Federal Reserve jumped the gun on its regularly scheduled meeting...

Alisa Aragon-Lloyd
Mar 3, 20203 min read
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Bank of Canada Holds Steady Despite Economic Slowdown
In a more dovish statement, the Bank of Canada maintained its target for the overnight rate at 1.75% for the tenth consecutive time....

Alisa Aragon-Lloyd
Feb 28, 20203 min read
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Morneau Eases Stress Test On Insured Mortgages
The new qualifying rate will be the mortgage contract rate or a newly created benchmark very close to it plus 200 basis points, in either...

Alisa Aragon-Lloyd
Feb 19, 20203 min read
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2020 January Starts With Strong Canadian Job Growth
January follows December in erasing the weak November job numbers providing good news for the Canadian economy. Manufacturing led the way...

Alisa Aragon-Lloyd
Feb 12, 20202 min read
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TD Lowers Qualifying Mortgage Rate 35 bps To 4.99%
Market interest rates have fallen sharply since the Coronavirus-led investor flight to the safety of government bonds. The 5-year...

Alisa Aragon-Lloyd
Feb 4, 20202 min read
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Bank of Canada Holds Steady Despite Economic Slowdown, but appears to be less confident in the stren
In a more dovish statement, the Bank of Canada maintained its target for the overnight rate at 1.75% for the tenth consecutive time....

Alisa Aragon-Lloyd
Jan 22, 20203 min read
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Mortgage brokers can help you get financing for every stage of your life
Buying a home can feel like a journey. Whether it’s your first place or 10th, there are so many steps to go through and things you need...

Alisa Aragon-Lloyd
Jan 15, 20202 min read
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Welcome Rebound in Labour Markets in December
Canada’s economy created 35,200 net new jobs in December, bringing the total number of jobs added to 320,300 in 2019, the second-most...

Alisa Aragon-Lloyd
Jan 10, 20203 min read
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Pride in ownership can pay off
Any prospective homebuyer knows this situation well. You’re set up for a viewing but when you get there the condition is less than ideal....

Alisa Aragon-Lloyd
Dec 17, 20192 min read
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How to verify your down payment when buying a home
Saving for a down payment is one of the biggest challenges facing people wanting to buy their first home. To fulfill the conditions of...

Alisa Aragon-Lloyd
Dec 12, 20194 min read
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The great debate: Gen-x Vs. Millennial
If you’ve ever been around a Gen-Xer and Millennial together, you’ve probably heard this debate before: Who had it easier trying to get...

Alisa Aragon-Lloyd
Dec 4, 20192 min read
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Disappointing decline in jobs in October, but wage growth surges
One month does not a trend make. Statistics Canada announced this morning that the country lost 1,800 jobs in October following two...

Alisa Aragon-Lloyd
Nov 20, 20192 min read
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