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What are the down payment options when buying a home?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, July 6, 2024 One of the biggest hurdles in buying a home these days...

Alisa Aragon-Lloyd
Jul 9, 20243 min read
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Canadian Inflation Rose In May, Surprising Markets
Inflation unexpectedly rose in May, disappointing the Bank of Canada as it deliberates the possibility of another rate cut next month....

Alisa Aragon-Lloyd
Jun 26, 20242 min read
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Is now the time to buy a house?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, June 18, 2024 If you are like most people who either have a mortgage...

Alisa Aragon-Lloyd
Jun 20, 20244 min read
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May Was Another Sleepy Month For Housing
The Canadian Real Estate Association (CREA) announced today that national home sales fell 0.6% in May, remaining slightly below the...

Alisa Aragon-Lloyd
Jun 20, 20243 min read
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A Collective Sigh of Relief as the BoC Cuts Rates for the First Time in 27 Months
Today, the Bank of Canada boosted consumer and business confidence by cutting the overnight rate by 25 bps to 4.75% and pledged to...

Alisa Aragon-Lloyd
Jun 6, 20242 min read
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Canadian Inflation Eased Again in April, Raising the Chances of a June Rate Cut
The Consumer Price Index (CPI) rose 2.7% year-over-year (y/y) in April, down from 2.9% in March. This marks the fourth consecutive...

Alisa Aragon-Lloyd
May 21, 20242 min read
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The 2024 federal budget: How it affects the mortgage and housing market
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, May 14, 2024 The 2024 federal budget, announced on April 16 by...

Alisa Aragon-Lloyd
May 17, 20242 min read
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Homebuyers Cautious As New Listings Surge In April
The Canadian Real Estate Association (CREA) announced today that national home sales dipped in April 2024 from its prior month...

Alisa Aragon-Lloyd
May 15, 20242 min read
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April's Strong Job Gains Likely Postpone Rate Cuts Until July
Today's StatsCanada Labour Force Survey for April blindsided economists by coming in much more robust than expected.

Alisa Aragon-Lloyd
May 15, 20242 min read
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Mortgage and title fraud: How does it happen and what can you do to protect yourself?
With the amount of information shared on the internet and social media, identity theft and Ponzi schemes are happening regularly.

Alisa Aragon-Lloyd
Apr 30, 20245 min read
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Recent Signs Show Housing Activity Will Strengthen
The Canadian Real Estate Association (CREA) announced today that national home sales for March were roughly flat, while new listings fell...

Alisa Aragon-Lloyd
Apr 30, 20243 min read
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B.C.’s 2024 budget means tax changes in store for homeowners
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, March 27, 2024 In its 2024 budget, the B.C. government announced new...

Alisa Aragon-Lloyd
Apr 11, 20244 min read
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The Bank of Canada Cautious, But A Rate Cut In June Is Possible
Today, the Bank of Canada held the overnight rate at 5% for the sixth consecutive meeting and pledged to continue normalizing its balance...

Alisa Aragon-Lloyd
Apr 10, 20242 min read
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February Job Gains Double Forecast As Unemployment Rate Ticks Up
StatsCanada's Labour Force Survey for February was a mixed bag and shows the dramatic effect of surging immigration. Canadian employment...

Alisa Aragon-Lloyd
Apr 4, 20242 min read
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Amortization Options
Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of...

Alisa Aragon-Lloyd
Apr 4, 20242 min read
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Retirement and wealth creation: Invest in real estate
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, March 20, 2024 Investing is a fundamental aspect of building wealth...

Alisa Aragon-Lloyd
Apr 3, 20243 min read
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Use your tax return to your benefit
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, March 5, 2024 We are in tax season and many people have already...

Alisa Aragon-Lloyd
Mar 21, 20243 min read
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Have peace of mind: Review your finances
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, February 21, 2024 With higher interest rates, inflation, rising...

Alisa Aragon-Lloyd
Mar 7, 20243 min read
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The Bank of Canada Holds Rates Steady Until Core Inflation Falls Further
Today, the Bank of Canada held the overnight rate at 5% for the fifth consecutive meeting and pledged to continue normalizing the Bank's...

Alisa Aragon-Lloyd
Mar 6, 20242 min read
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The importance of a will and estate planning
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, February 9, 2024 As we start a new year, we evaluate where we are...

Alisa Aragon-Lloyd
Feb 12, 20243 min read
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