top of page

Search


The Surge In Canadian Unemployment Keeps Another Jumbo Rate Cut In Play In December
The BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to 3.25%. The market had priced in nearly 90%...

Alisa Aragon-Lloyd
Dec 11, 20242 min read


Another Refinance Program for Secondary Suites
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, December 2, 2024 The federal government has introduced another...

Alisa Aragon-Lloyd
Dec 5, 20242 min read


October Inflation Rose to 2.0% As Gasoline Price Declines Were More Muted
The Consumer Price Index (CPI) rose 2.0% year-over-year in October, up from a 1.6% increase in September. Gasoline prices fell to a...

Alisa Aragon-Lloyd
Nov 19, 20243 min read


Renewing your mortgage is going to get easier
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 4, 2024 As of Nov. 21, the landscape for homeowners is...

Alisa Aragon-Lloyd
Nov 6, 20243 min read


Jumbo Rate Cut by the Bank of Canada - Bank of Canada Cuts Policy Rate by 50 BPS -
After three consecutive 25 bp rate cuts, the BoC slashed the overnight rate by 50 bps this morning , bringing the policy rate down to...

Alisa Aragon-Lloyd
Oct 23, 20242 min read


New Federal Mortgage Rules Set to Boost Homeownership Affordability
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, October 7, 2024 In a bid to open access and tackle the housing...

Alisa Aragon-Lloyd
Oct 8, 20243 min read


Factors that can jeopardize your mortgage approval
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, September 16, 2024 Being approved for a mortgage is about more than...

Alisa Aragon-Lloyd
Sep 20, 20243 min read


More Good News On The Canadian Inflation Front
The Consumer Price Index (CPI) rose 2.0% year over year in August, the slowest pace since February 2021, and down from a 2.5% gain in...

Alisa Aragon-Lloyd
Sep 17, 20242 min read


Bank of Canada Cuts Policy Rate By 25 bps to 4.25%
Bank of Canada Cuts Rates Another Quarter Point Today, the Bank of Canada cut the overnight policy rate by another 25 basis points to...

Alisa Aragon-Lloyd
Sep 4, 20244 min read


The topmost frequently asked questions by homebuyers
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, August 26, 2024 What’s the best rate I can get? Your credit score...

Alisa Aragon-Lloyd
Aug 28, 20244 min read


Weaker-Than-Expected July Jobs Report Keeps BoC Rate Cuts In-Play
Canadian employment data, released today by Statistics Canada, showed a continued slowdown, which historically would have been a...

Alisa Aragon-Lloyd
Aug 13, 20243 min read


The difference between a variable and an adjustable-rate mortgage
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, June 28, 2024 The Bank of Canada lowered their overnight lending...

Alisa Aragon-Lloyd
Aug 9, 20243 min read


Closing costs to consider when buying a property
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, July 23, 2024 Closing costs are one-time expenses associated with...

Alisa Aragon-Lloyd
Jul 26, 20243 min read


June Home Sales in Canada Show Early Signs Of A Pick-Up After BoC Easing
The Canadian Real Estate Association (CREA) announced today that national home sales rose 3.7% between May and June following the Bank of...

Alisa Aragon-Lloyd
Jul 26, 20243 min read


Canadian Inflation Fell in June, Setting the Stage For BoC Rate Cut
Inflation unexpectedly slipped 0.1% (not seasonally adjusted) in June, following a 0.6% increase in May. This was the first decline in...

Alisa Aragon-Lloyd
Jul 17, 20242 min read


Early Signs Of Renewed Life In June Housing Markets
Canada’s housing numbers did perk up a bit on a month-over-month basis in June following the first Bank of Canada rate cut.

Alisa Aragon-Lloyd
Jul 12, 20243 min read


What are the down payment options when buying a home?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, July 6, 2024 One of the biggest hurdles in buying a home these days...

Alisa Aragon-Lloyd
Jul 9, 20243 min read


Canadian Inflation Rose In May, Surprising Markets
Inflation unexpectedly rose in May, disappointing the Bank of Canada as it deliberates the possibility of another rate cut next month....

Alisa Aragon-Lloyd
Jun 26, 20242 min read


Is now the time to buy a house?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, June 18, 2024 If you are like most people who either have a mortgage...

Alisa Aragon-Lloyd
Jun 20, 20244 min read


May Was Another Sleepy Month For Housing
The Canadian Real Estate Association (CREA) announced today that national home sales fell 0.6% in May, remaining slightly below the...

Alisa Aragon-Lloyd
Jun 20, 20243 min read
bottom of page