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Escrow and What You Need to Know
Let’s talk about escrow! While this arrangement may not necessarily impact your mortgage, it can be helpful to understand should anything...

Alisa Aragon-Lloyd
Jan 9, 20242 min read


Mortgage Renewal Benefits
Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we...

Alisa Aragon-Lloyd
Jan 3, 20242 min read


Inflation Held Steady In November
Today's inflation report was stronger than expected, unchanged from October's 3.1% pace. While some had forecast a sub-3% reading, the...

Alisa Aragon-Lloyd
Dec 20, 20231 min read


Housing Markets Prepare for a 2024 Rebound
Before we get into the details of the November housing market data released this morning by the Canadian Real Estate Association (CREA),...

Alisa Aragon-Lloyd
Dec 15, 20231 min read


Winterizing Your Home
We Canadians are no strangers to the chill of the winter season! As we shift into the new year, now is a great time to check your home...

Alisa Aragon-Lloyd
Dec 15, 20232 min read


Mortgage default insurance: What is it and why do you need it?
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, November 30th , 2023 Mortgage default insurance is commonly referred...

Alisa Aragon-Lloyd
Dec 6, 20233 min read


The Bank of Canada Held Rates Steady and Took A More Neutral Tone
It was widely expected that the Bank of Canada would maintain its key policy rate at 5% for the third consecutive time. It will continue...

Alisa Aragon-Lloyd
Dec 6, 20232 min read


Steps to oversee and maintain your credit score
Maintaining your credit score

Alisa Aragon-Lloyd
Nov 22, 20234 min read


Good News On the Inflation Front Suggests Policy Rates Have Peaked
Today's inflation report showed a continued improvement mainly due to falling year-over-year (y/y) gasoline prices.

Alisa Aragon-Lloyd
Nov 21, 20233 min read


Hawkish Hold By The Bank of Canada
The Bank of Canada today held its target for the overnight rate at 5%, as was widely expected. The central bank continues to normalize...

Alisa Aragon-Lloyd
Nov 1, 20234 min read


Generate extra income by leveraging your home
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, October 21, 2023 Real estate is a big investment, but remember, it...

Alisa Aragon-Lloyd
Oct 23, 20233 min read


Good News On the Inflation Front Suggests Policy Rates Have Peaked
Today's inflation report for September was considerably better than expected, ending the three-month rise in inflation. Not only did the...

Alisa Aragon-Lloyd
Oct 19, 20233 min read


August Inflation Hotter Than Expected
Canada's inflation rate accelerated more than expected for the second consecutive month, mainly driven by higher gasoline prices. This...

Alisa Aragon-Lloyd
Oct 5, 20233 min read


Avoiding a Fall Financial Storm
A July 7 report from Statistics Canada on the financial state of Canadians says that, “Middle-income earners were affected most by...

Alisa Aragon-Lloyd
Sep 21, 20233 min read


The True Cost of Downsizing
Many Canadians consider downsizing during their retirement years. Once their children have left the nest, the choice seems obvious:...

Alisa Aragon-Lloyd
Sep 14, 20232 min read


August Jobs Report Beat Expectations
Following a marked decline in employment in July, Statistics Canada reported a gain of 40,000 net new jobs in August. Hiring increased in...
michellefinancingp
Sep 12, 20232 min read


Rate Hikes Off The Table
The Canadian economy weakened surprisingly more in the second quarter than the market and the Bank of Canada expected. Real GDP edged...

Alisa Aragon-Lloyd
Sep 6, 20232 min read


How to Talk to Your Kids about Finances
Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial...

Alisa Aragon-Lloyd
Aug 31, 20232 min read


Choosing Your Ideal Payment Frequency
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated...

Alisa Aragon-Lloyd
Aug 30, 20233 min read


It’s Time to Crush Your Credit Card Blues
Although credit card interest rates have not been affected by the recent surge in the prime lending rate, the fact remains that credit...

Alisa Aragon-Lloyd
Aug 21, 20233 min read
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