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Understanding Mortgage Trigger Points
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, September 17, 2022 As the Bank of Canada keeps increasing the...
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Sep 27, 20223 min read


Mortgage Default Insurance - What it is and when you may need it.
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, August 20, 2022 Mortgage default insurance is commonly referred to...
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Sep 12, 20223 min read


The Nine Most Frequently Asked Questions When Purchasing A House
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, July 9, 2022 1. WHAT’S THE BEST RATE I CAN GET? Your credit score...
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Aug 8, 20224 min read


Tips To Help You Manage Higher Interest Rates
By Alisa Aragon-Lloyd, as seen in "New Home + Condo Guide" magazine, May 28, 2022 The Bank of Canada has increased its overnight policy...
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Jun 21, 20223 min read


Consider the Penalty on a Discounted Mortgage Rate
By Alisa Aragon-Lloyd, as seen in “New Home + Condo Guide” magazine, April 2nd, 2022. Even though mortgage interest rates have increased,...
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Apr 4, 20223 min read


10 Tips On Obtaining a Mortgage After Bankruptcy
By Alisa Aragon-Lloyd, as seen on “New Condo and Guide” magazine, November 27th 2021. Many Canadians find themselves bogged down with a...
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Dec 1, 20213 min read


Things That Can Affect Your Mortgage Approval
By Alisa Aragon-Lloyd, as seen on “New Condo and Guide” magazine, October 16th 2021. Receiving a mortgage approval is more than having...

Alisa Aragon-Lloyd
Nov 19, 20212 min read


Innovative Mortgage and Investment Strategies
by Alisa Aragon-Lloyd, as seen in “New Condo + Condo Guide” Most people believe that being mortgage-free is their plan for retirement....
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Mar 31, 20212 min read


Things to know before you start shopping for your new home
by Alisa Aragon-Lloyd, as published in “The New Home and Condo Guide”, February 06th 2021. For many people, there is a sense of pride and...
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Feb 9, 20212 min read


What do you need to know about your first mortgage?
Traditionally, each spring, mortgage rates start to move, followed by a spring buying rush, with a lag in the summer, and then a second...
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Jan 26, 20212 min read


Pro tips for securing a mortgage
Vancouver has always been a challenging city to get a foot in the door. Add on a pandemic, and it gets even more complicated. HAVAN’s...
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Nov 25, 20201 min read


A smart way to put your tax refund to work
Many people have already submitted their tax return prior to the deadline and some have started planning on how they will be using it. In...
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May 15, 20183 min read


Building your homeownership budget
Making the transition from renter to homeowner is likely one of the biggest decisions you’ll make throughout your lifetime. It can also...
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Apr 10, 20182 min read


How Much Does Mortgage Rate Really Matter?
A great discounted rate on your mortgage is worth nothing if it’s going to cost you thousands in penalties down the line. As seen in...
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Jan 27, 20183 min read


Thirteen things you need to know BEFORE renewing your mortgage
Is your mortgage coming up for renewal? Don’t be too quick to sign that mortgage renewal letter. More than 70 per cent of Canadian...
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Dec 27, 20175 min read


What If I Don’t Have the Full Down Payment?
Raising a down payment can be the trickiest part of buying in Vancouver’s hot market – but some programs may help. As seen in REW.ca Q: I...
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Sep 12, 20172 min read


Frequently asked questions when buying a home
As seen in the Metro Vancouver New Home Guide. What do lenders look at when qualifying me for a mortgage? Most lenders look at the...
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Jul 16, 20174 min read


What Happens When Financing Falls Through?
If your mortgage approval is rescinded at the last minute, your purchase could be in jeopardy. Here’s how to fix it. As seen in REW.ca Q:...
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May 18, 20172 min read


Is the Rate the Most Important Factor in a Mortgage?
With ultra-low interest rates all over the news, it’s no wonder that’s what people focus on. But they shouldn’t. As seen in the REW.ca....
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Apr 15, 20174 min read


Do I Really Need Mortgage Pre-Approval Before House-Hunting?
Mortgage pre-approvals are often recommended for would-be homebuyers – but there are exceptions to every rule. As seen in Rew.ca Q: I’m...
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Mar 9, 20173 min read
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